HOME Mortgage provides a range of free calculators that help you determine how much you can borrow, your repayments, stamp duty costs and much more.
Free Home Loan Repayment CalculatorThe Loan Repayments Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. |
Free Stamp Duty CalculatorThe Stamp Duty Calculator calculates transfer duty, mortgage duty, mortgage registration and transfer fees for properties with an existing dwelling. Different rates of duty and fees may apply for vacant land and you should contact the OSR in your state or territory for the correct rates. |
Free Borrowing Power CalculatorThe Borrowing Power Calculator calculates the maximum amount of loan available based on the income and expenses entered. Default values provided assist in giving an estimate of the expenses and other factors which may determine the amount available for a loan. |
Free Extra Repayment CalculatorThe Extra Repayments Calculator calculates the time saved to pay off the loan and the amount of interest saved if repayments are increased by the entered amount of extra contribution per repayment period after the loan has been in force for the entered number of years. The calculation is done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years. |
Free Lump Sum Repayments CalculatorThe Lump Sum Calculator calculates the time saved to pay off the loan and the amount of interest saved if a single additional lump sum repayment is made, equal to the entered amount of additional lump sum repayment after the loan has been in force for the entered number of years, in addition to continuing the regular repayments. The calculation is done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years. |
Free Split Loan CalculatorThe Split Loan Calculator calculates the total interest amount under a variable interest rate for the full loan term compared the same loan having a fixed rate proportion (entered by user) at the start, with the fixed rate and term entered by the user. The calculation is done at the repayment frequency entered (monthly, fortnightly or weekly), in respect of the original loan parameters entered, namely amount, annual variable rate and total term in years. |
Free Saving Plan CalculatorThe Saving Plan Calculator calculates the total accumulation in a savings account, at the regular deposit frequency requested, in respect of the savings plan parameters entered, namely initial amount, regular deposit amount, term and interest rate. |
Free Budget Planner CalculatorThe Budget Planner Calculator helps you get a better understanding of your finances. Move through the planner by using the 'Next' Button at the bottom of the page, or by clicking on each of the heading tabs at the top. |
Free Where Can I Buy CalculatorThe Where Can I Buy Calculator is an extension of the Borrowing Power Calculator. The first step determines your borrowing capacity based on your current salary and expenses. Then you can add your deposit to find out what postcodes offer you affordable properties around Australia. Property information used in the calculator is provided by Residex. |