Buying your first home is an exciting and rewarding time. It can also be a challenging time learning how to navigate your way through a field of property and finance issues that are new to you. HOME Mortgage provides a wide range of information and tools to help guide you through this experience and make the dream of owning your first home a reality. Contact us to find out how.
A common concern for first home buyers is the amount they need to save for a deposit. Most banks will require you to show that you have genuinely saved up to 5% of the property value over at least 3 months. If this is a concern for you contact us to discuss strategies that can be used to overcome genuine savings shortfalls.
The HOME Mortgage savings calculator will also help to work out how fast you save your deposit and the HOME Mortgage budget planner will also assist with your savings plan.
One advantage first home buyers have over other property buyers is an entitlement to various grants, bonuses and stamp duty exemptions. The benefits vary between states and will be altered by factors such as the property value and whether the property is new or established.
Your HOME Mortgage Broker will guide you through this process to ensure you to claim your full entitlement.
To help guide you through the process of buying your first home, the HOME Mortgage First Home Buyer's Checklist is a great tool to give you the confidence to make the dream a reality.
E-Mail this article to a friend